Mediterra

Mediterra Naples: Private Florida Beach Club Way of Life

So many Naples area beaches.  So many choices.  How do you decide which one to settle down in?  If you enjoy an active lifestyle and want to live at the beach, you might want to look into Mediterra Naples.  Tennis courts.  Two world class golf courses.  The beach within minutes of your front door.  What more could you possibly want?

Are you looking for an active lifestyle on the Gulf of Mexico? Mediterra Naples offers several housing options with all the amenities of a five star resort.

Mediterra Naples

Considered one of the top communities in the area, Mediterra Naples offers everything you could want in one location.  Mediterra is perfect for anyone wishing to lead an active healthy lifestyle.  Of course, part of maintaining a healthy lifestyle is knowing when to relax.  And with the soft sound of crashing waves as your background music, there’s nothing more soothing to listen to.

Golf

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Mediterra Naples offers not just one but two golf courses designed by award-winning golf course architect Tom Fazio himself.  Each course expertly incorporates the natural beauty of surrounding wetlands, lakes and preserves.  Membership is limited.  This helps keep tee times open.  And their learning center turns the most novice golfer into a pro in no time.  All this combined has made Mediterra one of the most sought after golfing communities in Naples.

Tennis

Whether you play for fun or enjoy some healthy competition, you’ll love the Har Tru courts at Mediterra Naples.  They offer both education and conditional programs for amateur as well as more seasoned players.  Practice your skills by joining a league.  Sign up for one of the daily clinics.  Or, if you’re more experienced, enter one of the club’s championship tournaments held throughout the year.  They also offer private lessons if you need more one-on-one training.

Luxury Spa & Fitness Center

Since staying fit tends to be the main priority of most of Mediterra’s residents, it only seems right that the sports club include a state-of-the-art fitness center.  Whether you enjoy free weights or machines, Mediterra’s fitness center has it.  Need some guidance?  Schedule time with a personal trainer.  Want to work out with your friends?  The sports club offers a variety of classes throughout the week.  When you’re done, unwind with a nice massage in the club’s luxury spa.

Mediterra Beach Club

The private Mediterra Beach Club is located a short drive from Mediterra’s residential community.  Many residents bring their family and friends to the club when entertaining.  Located right on the beach, club members enjoy catered service without ever leaving their lounge chair.  If you don’t feel like playing in the ocean, the second story swimming pool allows you to get in a few laps without having to swim against the current.

Mediterra Naples Homes

Mediterra Naples offers five very distinct neighborhoods within the community: Cabreo, Caminetto, Cortile, Lucarno and Terrazza.  Cabreo is the newest neighborhood.  Its Mediterranean villas look out over the lake as well as Mediterra’s nature preserves.  Caminetto provides larger customized single-family estates ranging from 3500 to 5000 square feet.  Cortile, located in the very heart of Mediterra, showcases both estate homes as well as golf course villas.  The villas of Lucarno make you feel like you’re back in Northern Italy, with its beautiful gardens and sparkling fountains.  Finally, Terrazza combines the best of single-family estates with maintenance-free villa living.  You’ll feel like you’re living in Tuscany.

Featured Naples/Marco Island Home for Sale

1002 Royal Marco Way, Marco Island, FL

For more information about this or other homes for sale, please visit my Naples/Marco Island Listings page.

Michelle Thomas, Premier Sotheby’s International Realty, Luxury Naples/Marco Island Homes & Condos

ICE Can Save Lives – In Case of Emergency

ICE Can Save Lives

ICE.pngEveryone knows that ice can make a drink cool or reduce swelling, but if you put it on your cell phone, it might just save your life.

The concept is simple.  Make a contact record in your address book with the name “ICE”, which stands for In Case of Emergency.  In the note section of the record, you would list your name, blood type and medical conditions along with prescriptions and physicians.  You’d also list the people and their phone numbers that can be contacted in case of an emergency.

Several years ago, a British first responder came up with the idea when his emergency unit responded to a call where the victim was unable to communicate due to illness or trauma.  The victim’s wallet didn’t indicate specific persons to be notified in an emergency.  The fireman went through his cell phone to try to identify a relative and wasn’t successful.

That’s when he came up with the idea of a universal entry into the address book for ICE where the necessary parties and special information could be kept.  The story received a considerable amount of publicity and spread across the pond to the United States and into many other countries.

While it isn’t recognized everywhere, it is becoming increasingly more popular.  Even if emergency technicians didn’t find it, the slight possibility that they would find it and it would make a difference would justify the few minutes it will take to create it.  Click here to download a card to carry in your wallet or purse.

Don’t Consider Appreciation or Tax Savings

Don’t Consider Appreciation or Tax Savings 

iStock_000004701496XSmall.jpgAppreciation and tax savings are legitimate contributors to an overall rate of return on rental real estate but what if you didn’t consider them at all.  If you only looked at one or two, very conservative measurements, you might decide to invest especially knowing that there are more benefits that will accrue to your investment.

If we bought a property for cash, collected the rent and paid the expenses, the amount left would be called Net Operating Income.  In the example below, if would generate $7,200 a year which would be a 7.02% cash on cash rate of return which is considerably higher than the current 10 year treasury rate of around 2.3%.

If we place a mortgage on that property, the rate of return actually increases due to leverage.  After the principal and interest are paid, the net operating income obviously decreases but the cash on cash rate of return increases to 9.10% because the borrowed funds means less cash invested.

Another contribution to the investment’s rate of return occurs with the mortgage due to amortization: the principal reduces with each payment made which increase the investor’s equity.  In this example, the equity build-up divided by the initial investment yields a 5.25% rate of return in the first year.

Single family homes for rental purposes offer the investor high loan-to-value mortgages at fixed interest rates for long terms on appreciating assets with tax benefits, reasonable control and an opportunity to earn higher than normal rates of return.  Call if you’d like to talk about what kind of rental opportunities are available.

Equity buildup.png

Breathe Easy – Home AC Maintenance

Breathe Easy 

iStock_000020770516XSmall.jpgThe benefits of regularly changing the heating and air-conditioning filters are obvious to homeowners; the real challenge is creating a system to make sure it gets done. 

A reasonable schedule would be to replace it with a new one-inch pleated filter every 60-90 days. Households with shedding pets should consider replacing them every month. Some people change their filters every month when they pay their electric bills.  A simple system would be to set a recurring appointment on your calendar like Outlook or Google.

Filters trap dust, mold and bacteria which can directly affect the air quality and play havoc with your allergies. When a filter is dirty, it prevents proper airflow and allows dust, dirt and allergens to blow through your home. Changing your filter regularly helps to avoid maintenance, improves equipment life and produces increased energy savings.

When shopping for filters, it’s understandable to look for the best bargain but the cheapest price may not be the best choice. When purchasing, recognize that HEPA-rated and HEPA-type filters are not the same thing. HEPA stands for high-efficiency particulate air. A HEPA filter meets or exceeds standards for efficiency set by the U.S. Department of Energy. Most HVAC contractors recommend HEPA filters.

Some filters need to be changed monthly and other types have manufacturer recommendations of every three months. An alternative to disposable filters are the permanent, washable types. These will cost more initially but because you can clean them and re-use them, eventually, you’ll recapture the cost and realize savings.